Kunming Mobile昆明摩宝科技 · SINCE 2010
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Airtime Credit Service

Users simply reply one keyword to borrow airtime. The system checks their credit and recharges their account immediately, on feature phones and smartphones.

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Airtime credit service: end users borrow airtime, microfinance servers build user credits, data center holds personal credits, loans and the airtime poolAirtime credit service architecture
1Keyword to borrow
InstantAirtime recharge
How it works

From keyword to airtime in seconds.

  1. 01Request

    The user replies one keyword.

  2. 02Credit check

    Personal credit built from the user's history.

  3. 03Borrow

    Airtime is drawn from the airtime pool.

  4. 04Recharge

    Airtime reaches the user's account immediately.

Components

Credit, pool and data center.

Personal credit

Builds a credit profile for each user.

Airtime pool

Airtime available for loans.

Microfinance servers

Process loan requests and recharges.

Data center

Stores usage and credit data.

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